DAROJAT, IRFAK LAHUMU (2020) SISTEM PENDUKUNG KEPUTUSAN SELEKSI NASABAH PENERIMA PINJAMAN DANA KREDIT DENGAN METODE ANALYTICAL HIERARCHY PROCESS (AHP) (Studi Kasus PT. Mandala Multifinance Kantor Cabang Bawen). Undergraduate thesis, Universitas Stikubank.
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Abstract
Sistem pendukung keputusan (SPK) dapat dipergunakan untuk membantu menyelesaikan permasalahan atau membantu dalam pengambilan suatu keputusan yang bersifat semi terstruktur ataupun bersifat terstruktur. Contoh penggunaan SPK yaitu untuk pemilihan calon nasabah pinjaman dana kredit. PT.Mandala Multifinance merupakan salah satu lembaga keuangan yang bersifat swasta dan bergerak dalam bidang peminjaman atau perkreditan. Begitu meningkatnya minat masyarakat yang mengajukan pinjaman dana kredit dengan status kondisi perekonomian yang berbeda–beda membuat PT. Mandala Multifinance membutuhkan suatu sistem yang dapat membantu proses penyeleksian secara tepat, cepat dan akurat untuk menentukan calon nasabah penerima pinjaman yang layak. Penelitian ini memanfaatkan metode AHP ( Analytical Hierarchy Process), metode ini paling banyak dipergunakan dalam pemecahan suatu permasalahan yang bersifat multikriteria. Dalam seleksi calon nasabah penerima pinjaman dana kredit, terdapat 6 kriteria utama yang digunakan, yaitu kriteria Pemohon Penjamin, Check BI, Jaminan, Survey Lingkungan,Pekerjaan, dan Penghasilan. Hasil penelitian ini memperlihatkan bahwa sistem berhasil menimplementasikan pemanfaatan metode Analitycal Hieararchy Process dalam proses penyeleksian calon nasabah. Decision support systems (DSS) can be used to help solve problems or assist in making a decision that is semi-structured or structured. Examples of the use of SPKs are for the selection of prospective loan customers. PT. Mandala Multifinance is a financial institution that is private and is engaged in lending or lending. So the increasing interest of the people who apply for credit funds with different economic conditions makes PT. Mandala Multifinance requires a system that can help the selection process in an appropriate, fast and accurate way to determine potential loan recipient customers. This study utilizes the AHP (Analytical Hierarchy Process) method, this method is the most widely used in solving a multi-criteria problem. In the selection of prospective customers receiving loan funds, there are 6 main criteria used, namely the criteria for the Applicant for Guarantor, BI Check, Guarantee, Environmental Survey, Employment, and Income. The results of this study indicate that the system successfully implemented the use of the Analyticalcal Hieararchy Process method in the process of selecting prospective customers.
| Item Type: | Thesis (Undergraduate) |
|---|---|
| Additional Information: | NIM.16.01.53.0191 SKR.I.05.01.1908 |
| Uncontrolled Keywords: | Sistem Pendukung Keputusan, Analitycah Hierarchy Process, Kredit, PT. Mandala Multifinance. Decision Support System, Analytical Hierarchy Process, Credit, PT. Mandala Multifinance |
| Subjects: | Q Science > QA Mathematics > QA75 Electronic computers. Computer science |
| Faculty / Institution: | Fakultas Teknologi Informasi > Program Studi Teknik Informatika |
| Depositing User: | H Hayati |
| Date Deposited: | 11 Sep 2020 02:37 |
| Last Modified: | 11 Sep 2020 02:37 |
| URI: | https://eprints.unisbank.ac.id/id/eprint/7077 |
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