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PENGARUH KECUKUPAN MODAL, LOAN TO DEPOSIT RATIO (LDR), KONSENTRASI KEPEMILIKAN, DAN UKURAN PERUSAHAAN (SIZE) TERHADAP KINERJA BANK UMUM (ROA)

Lullah, Nurzikri (2020) PENGARUH KECUKUPAN MODAL, LOAN TO DEPOSIT RATIO (LDR), KONSENTRASI KEPEMILIKAN, DAN UKURAN PERUSAHAAN (SIZE) TERHADAP KINERJA BANK UMUM (ROA). Undergraduate thesis, Universitas Stikubank.

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Abstract

Kajian literatur dalam bidang perbankan yang diikuti dengan bertambahnya kelembagaan keuangan perbankan di Indonesia semakin berkembang. Khususnya bank umum yang terdaftar di Bursa Efek Indonesia (IDX) sebagai obyek penelitian. Penelitian ini bertujuan untuk mengetahui kinerja bank umum yang diproksikan ROA adalah sebagai variabel terikat mampu dipengaruhi oleh rasio kecukupan modal (CAR), Loan to Deposit Rasio (LDR), Konsentrasi Kepemilikan dan Ukuran Perusahaan (Size) sebagai variabel bebas. Penelitian ini menggunakan periode waktu tiga tahun dimulai tahun 2016 sampai dengan 2018 dengan menggunakan Purposive Sampling sebagai metode pengambilan sampel. Penelitian ini menggunakan analisis regresi. Jumlah sampel penelitian sebanyak 103 buah yang dihitung dari laporan keuangan 38 Bank Umum selama tiga tahun. Hasil penelitian menjelaskan bahwa secara keseluruhan ROA dipengaruhi signifikan oleh CAR, LDR, Konsentrasi Kepemilikan dan Ukuran Perusahaan. Secara individual ROA dipengaruhi positif dan signifikan oleh CAR serta Ukuran Perusahaan (Size), dan ROA tidak dipengaruhi oleh LDR serta Konsentrasi Kepemilikan. ABSTRACT Literature study in the banking sector which is followed by an increase in banking financial institutions in Indonesia is growing. Especially commercial banks listed on the Indonesia Stock Exchange (IDX) as research objects. This study aims to determine the performance of commercial banks which ROA is proxied as a dependent variable able to be influenced by the capital adequacy ratio (CAR), Loan to Deposit Ratio (LDR), Ownership Concentration and Size of the Company (Size) as independent variables. This study uses a period of three years starting in 2016 to 2018 using Purposive Sampling as a sampling method. This research uses regression analysis. The number of research samples as many as 103 pieces calculated from the financial statements of 38 commercial banks for three years. The results explained that overall ROA was significantly affected by CAR, LDR, Ownership Concentration and Company Size. Individually, ROA is positively and significantly affected by CAR and Company Size, and ROA is not affected by LDR and Ownership Concentration.

Item Type: Thesis (Undergraduate)
Additional Information: SKR.V.05.51.1723 NIM 16.05.51.0297
Uncontrolled Keywords: Kata kunci : Rasio Kecukupan Modal (CAR), Loan to Deposit Ratio (LDR), Konsentrasi Kepemilikan, Ukuran Perusahaan (Size), Tingkat Pengembalian Asset (ROA) dan Kinerja Bank Umum.
Subjects: H Social Sciences > H Social Sciences (General)
Faculty / Institution: Fakultas Ekonomika dan Bisnis > Program Studi Manajemen
Depositing User: Lisa Noviani Maghfiroh
Date Deposited: 04 Nov 2020 03:12
Last Modified: 04 Nov 2020 03:12
URI: https://eprints.unisbank.ac.id/id/eprint/7295

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