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FAKTOR-FAKTOR YANG MEMPENGARUHI CAPITAL ADEQUACY RATIO PADA BANK UMUM SYARIAH DI INDONESIA YANG TERDAFTAR DI OTORITAS JASA KEUANGAN PERIODE 2017-2019

Wardani, Ulfa Ida (2021) FAKTOR-FAKTOR YANG MEMPENGARUHI CAPITAL ADEQUACY RATIO PADA BANK UMUM SYARIAH DI INDONESIA YANG TERDAFTAR DI OTORITAS JASA KEUANGAN PERIODE 2017-2019. Undergraduate thesis, Universitas Stikubank.

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Abstract

Tujuan penelitian ini adalah untuk menguji faktor-faktor yang mempengaruhi Capital Adequacy Ratio pada Bank Umum Syariah di Indonesia Yang Terdaftar di Otoritas Jasa Keuangan Periode 2017-2019. Populasi dalam penelitian ini adalah Bank Umum Syariah yang terdaftar di Otoritas Jasa Keuangan pada periode 2017-2019. Sampel yang digunakan dalam penelitian ini adalah sebanyak 38 bank umum syariah dengan metode purposive sampling. Data yang digunakan adalah data sekunder yang diperoleh dari Laporan Keuangan Tahunan (Annual Report) Bank Umum Syariah di Indonesia pada periode 2017- 2019. Pengaruh antar variabel dijelaskan dengan menggunakan metode analisis regresi linier berganda. Hasil penelitian ini menunjukkan bahwa Return On Asset (ROA) berpengaruh positif dan signifikan terhadap Capital Adequacy Ratio (CAR). Financial to Deposit Ratio (FDR), Non Performing Financing (NPF) dan Size berpengaruh positif dan tidak signifikan terhadap Capital Adequacy Ratio (CAR). Dana Pihak Ketiga (DPK) berpengaruh negatif dan tidak signifikan terhadap Capital Adequacy Ratio (CAR). The purpose of this study is to examine the factors that affect the Capital Adequacy Ratio in Islamic Commercial Banks in Indonesia which are Registered in the Financial Services Authority for the 2017-2019 Period. The population in this study are Islamic Commercial Banks registered with the Financial Services Authority in the 2017-2019 period. The sample used in this study were 38 Islamic commercial banks with a purposive sampling method. The data used is secondary data obtained from the Annual Report of Islamic Commercial Banks in Indonesia in the 2017-2019 period. The influence between variables is explained by using multiple linear regression analysis. The results of this study indicate that Return on Assets (ROA) has a positive and significant effect on the Capital Adequacy Ratio (CAR). Financial to Deposit Ratio (FDR), Non Performing Financing (NPF) and Size have a positive and insignificant effect on the Capital Adequacy Ratio (CAR). Third Party Funds (DPK) have a negative and insignificant effect on the Capital Adequacy Ratio (CAR).

Item Type: Thesis (Undergraduate)
Additional Information: SKR.V.05.52.2267 NIM.17.05.52.0016
Uncontrolled Keywords: CAR, ROA, FDR, NPF, SIZE
Subjects: H Social Sciences > HJ Public Finance
Faculty / Institution: Fakultas Ekonomika dan Bisnis > Program Studi Akuntansi
Depositing User: Farida Sri Endaryani
Date Deposited: 06 May 2021 05:03
Last Modified: 06 May 2021 05:03
URI: https://eprints.unisbank.ac.id/id/eprint/7630

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