PENGUJIAN EMPIRIS DISIPLIN PASAR PERIODE PENJAMINAN SIMPANAN IMPLISIT DAN EKSPLISIT DI INDONESIA

Taswan, Taswan PENGUJIAN EMPIRIS DISIPLIN PASAR PERIODE PENJAMINAN SIMPANAN IMPLISIT DAN EKSPLISIT DI INDONESIA. Jurnal Keuangan dan Perbankan, Vol.17, No.2 Mei 2013.

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Abstract

This article concerned the issue of market discipline and deposit insurance in Indonesia. This research aimed to examine the market discipline as a consequence of bank risk taking on period of implicit and explicit deposit insurance. The samples were commercial banks operating in Indonesia and they were tested using OLS regression models and Sub Group analysis. It showed that market discipline functioned as a consequence of bank risk taking during the guarantee period, but there was no difference in the effect of risk on market discipline between periods of implicit and explicit deposit insurance. Market discipline in Indonesia was determined more by the bank risk taking, not by the difference of deposit insurance scheme. Key words: deposit insurance, explicit, implicit, market discipline, risk

Item Type:	Article
Subjects:	H Social Sciences > H Social Sciences (General)
Faculty / Institution:	Fakultas Ekonomika dan Bisnis
Depositing User:	Fakultas Ekonomi
Date Deposited:	22 Aug 2022 03:34
Last Modified:	22 Aug 2022 03:34
URI:	https://eprints.unisbank.ac.id/id/eprint/8583

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