Wilansari Okta Purnama Putri, 08.05.52.0152 and Suwarti, Titiek (2012) PENYALURAN JUMLAH KREDIT PERBANKAN DAN FAKTOR YANG MEMPENGARUHINYA (Studi Kasus Perusahaan Perbankan Go Public yang Terdaftar di Bursa Efek Indonesia Periode 2008-2010). Students' Journal of Accounting and Banking , 1 (1).
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Abstract
The purpose of this research is to know the influence internal factor that effects to the banking credit. Distribution there are several factor that can impact to the distribution of credit, such as, Third Party Fund (DPK), Capital Adequacy Ratio (CAR), Return On Asset (ROA) and Non Performing Loan (NPL). The population which is used in this research is all the banking companies that have been go public in Bursa Efek Indonesia (BEI) during 2008-2010. For the purpose of the research the writer use some sample with purposive sampling method so that there are 25 companies are selected. The type of data that are used in this research is secondary data which come from. Financial reports that are published through the official site of BEI. The method of data analysis is using linier regression with 5% signification level. Based on the result of the tests have been conducted on this research that can be noted simultaneously deposits DPK, CAR, ROA and NPL significantly affect bank lending. While from the partial testing obtained result that have a positive and significant deposits. For CAR impacts negative and significant. Is this study, ROA and NPL have a positive and significant impact on credit.
| Item Type: | Article |
|---|---|
| Uncontrolled Keywords: | Distribution of Credit, Third Party Fund (DPK), Capital Adequacy Ratio (CAR), Return On Asset (ROA) and Non Performing Loan (NPL) |
| Subjects: | H Social Sciences > HF Commerce > HF5601 Accounting |
| Faculty / Institution: | ?? JurnalAk ?? |
| Depositing User: | Fakultas Ekonomi |
| Date Deposited: | 08 Nov 2012 04:37 |
| Last Modified: | 08 Nov 2012 04:37 |
| URI: | http://eprints.unisbank.ac.id/id/eprint/1171 |
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